Privacy Policy

Last Updated: 03/07/2025

1. Who We Are

SimplifiedCoverage.co.uk operates this website to help consumers find suitable insurance products and connect with FCA-authorized insurance providers. We are committed to protecting your privacy and handling your personal data responsibly.

2. Information We Collect

Personal Information You Provide

• Contact Details: Name, email address, phone number, postal address
• Insurance Requirements: Coverage needs, property details, vehicle information
• Demographics: Age, occupation, lifestyle factors relevant to insurance
• Financial Information: Income level, existing coverage, budget preferences

Information We Collect Automatically

• Technical Data: IP address, browser type, device information
• Usage Data: Pages visited, time spent, click patterns
• Cookies: See our Cookie Policy for detailed information

3. How We Use Your Information

Legal Basis for Processing

We process your personal data based on:

• Consent: When you request quotes or sign up for services
• Legitimate Interest: To improve our services and prevent fraud
• Contract Performance: To provide the comparison services you requested

Purposes of Processing

• Help you find suitable insurance products
• Connect you with FCA-authorized insurance providers
• Send service-related communications
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and ensure security

4. Sharing Your Information

Insurance Providers

When you request to be connected with insurance providers, we share your information with FCA-authorized insurance providers who may contact you directly with information about their products and services.

Service Providers

We may share data with trusted service providers who help us:

• Process and store data securely
• Send emails and communications
• Provide customer support
• Analyze website performance

Legal Requirements

We may disclose information when required by law or to protect our rights and safety.

5. International Transfers

Some of our service providers may be located outside the UK/EEA. When we transfer your data internationally, we ensure appropriate safeguards are in place, including adequacy decisions or standard contractual clauses.

6. Data Retention

We retain your personal data for:

• Connection Requests: Up to 7 years for regulatory compliance
• Marketing Consent: Until you withdraw consent
• Website Analytics: Up to 26 months
• Customer Service: Up to 6 years

7. Your Rights

Under data protection law, you have the right to:

• Access: Request copies of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your data
• Restrict Processing: Limit how we use your data
• Data Portability: Receive your data in a structured format
• Object: Object to processing based on legitimate interests
• Withdraw Consent: Withdraw consent at any time

8. Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, and regular security assessments.

9. Cookies

Our website uses cookies to improve your experience and analyze site performance. For detailed information about the cookies we use and how to manage them, please see our Cookie Policy.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website with an updated "Last Updated" date.

12. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe we have not handled your personal data properly. Visitico.org.uk for more information.