Life Insurance Questions

Everything you need to know about life insurance, explained in plain English. No confusing jargon, just straightforward answers to help you make the right decision.

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Life Insurance Questions

What is life insurance in simple terms?

Do I really need life insurance?

How much life insurance coverage do I need?

What is the difference between term life and whole life insurance?

Should I choose level term or decreasing term insurance?

Should my partner and I get joint life insurance or separate policies?

How does the life insurance application process work?

What health questions will I be asked?

Is there a waiting period before my coverage starts?

What factors affect my life insurance premiums?

Can my life insurance premiums increase over time?

How do I pay for my life insurance?

How do my beneficiaries claim on my life insurance?

Who should I name as my beneficiaries?

What would cause a life insurance claim to be denied?

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